Types of health insurance in Turkey!

Health insurance in Turkey and things you should know!

What you read in this note:

• The need for Turkish health insurance
• Types of health insurance in Turkey
• The best insurance in Turkey
• Cases covered by Turkish health insurance
• Steps and documents required to receive Turkish health insurance

One of the most essential insurances is health insurance, and in all countries it is better for people to use health insurance to reduce medical expenses. Health insurance in Turkey is also very important, which is very effective in reducing medical costs, and if you are working in Turkey, it is better to be covered by health insurance by your employer. To learn more about different types of health insurance in Turkey, read this article to the end!

The need for Turkish health insurance

According to Turkish law, Sigorta health insurance is one of the most important documents required for people to stay in Turkey, and without health insurance, you will not be issued a residence card or Kimlik.

On the other hand, the cost of treatment in Turkey is very high and you will have to pay a lot without insurance. If you have immigrated to Turkey for work, if you have insurance, you will receive a monthly salary after retirement, and after the death of the insured, his family can benefit from it.

Types of health insurance in Turkey

Turkey, like Iran, has different types of health insurance, one of which you can choose according to your needs.

Get acquainted with different types of health insurance in Turkey:

SGK State Insurance:

This type of insurance is suitable for people who have a work permit in Turkey and have been hired by a Turkish employer, and the employer has covered the person with health insurance. In addition, this state insurance is suitable for people who intend to invest in Turkey through company registration.

SSK Social Insurance:

It is another Turkish government insurance, also known as the Blue Card, which is usually used by employers for their workers and employees, and people covered by social insurance also receive pension services in addition to medical services.

Self-insure or: Bag-kur

As the name implies, it is suitable for people who have freely created jobs and businesses in Turkey and are in a way their own employer. To get this type of insurance, one must go to private insurance companies and apply for it.

Tourist insurance:

This type of insurance is suitable for foreign nationals who travel to Turkey for a short time on a tourist visa. In tourist insurance, if people intend to stay as a tourist, they must have tourist health insurance for short-term residence, which they can apply through private insurance companies.

Student insurance:

One of the most popular insurances in Turkey is student insurance, who have traveled to Turkey to continue their studies and must provide health insurance to obtain their student residence card from the Immigration Office. On the other hand, students benefit from SGK government insurance in the first three months of their stay by the government, but after three months they have to use their private insurance to get health insurance.

General Health Insurance or GSS:

This type of insurance is for Turkish citizens and is one of the insurances that is only suitable for use in Turkish public health centers. If the immigrant has a Turkish citizenship card, he / she can benefit from this insurance.

Turkey Individual Health Insurance:

This type of insurance is also known as BIREYSEL insurance and is suitable for people who have a Turkish residence card. In this insurance, there are various plans with different services and prices, and a person can choose the appropriate insurance.

The best insurance in Turkey

Ankara Insurance:

This insurance is one of the best types of private insurance in Turkey, which is offered to applicants by Ankara Insurance Company. One of the advantages of Ankara Sigurta Health Insurance is that it provides a lot of services to the people covered and it is economical. This insurance is a party to the contract of Iranian immigration agencies and is therefore suitable for Iranians who intend to stay for a short time, such as a tourist stay in Turkey.

Nippon Insurance:

Nippon Insurance Company is one of the oldest insurance companies in Turkey, which has a variety of insurance as well as health insurance for foreigners who intend to reside in Turkey. But Nippon Insurance has weaker services and a higher price than Ankara Insurance.

Cases covered by Turkish health insurance

• Pay outpatient treatment
• Pay for a doctor’s visit
• The cost of medicine and chemotherapy
• The cost of treatment caused by the accident
• Cost of tests, MRI, radiology, ultrasound, etc.
• Pay for dialysis and organ transplants
• The cost of hospitalization in the clinic and hospital

As you can see, having health insurance in Turkey is very important because it covers many types of medical services and makes the costs of treatment much more reasonable, especially in the country where you immigrated.

Steps and documents required to receive Turkish health insurance

• • passport copy
• • Tax code
• • Turkish residence card
• • Address of residence in Turkey

In order to obtain health insurance in Turkey, you can apply for health insurance by referring to the Turkish Social Security Insurance Centers or insurance offices and branches and presenting the said documents.

Concluding remarks

To obtain residency, health insurance in Turkey is one of the most important documents when applying to the Immigration Office; In addition, the use of Turkish health insurance helps to reduce medical costs and saves costs and benefits from other benefits. We also introduced the best insurances in Turkey to make you more familiar with the types of health insurance.